Sunday, October 15, 2017

Political Science 101: Democrat & Republican Party History

Democrats vs Republicans - A Brief History

Hi All, I thought with everything going on in our country right now, it would be a good idea to brush up on some Poli-Sci 101.  I think often people get bogged down between conservative versus liberal, Democrat versus Republican, due to hot topic social issues like gay rights, abortion, healthcare, death penalty etc.

There is a divide in this country, and we wrongly assume that it's 50/50 - half of us are conservative and half liberal. This simply is not true. It's much more complex than one side versus the other.  Believe it or not, there are Republicans out there that believe in say, abortion, and yes there are democrats that do not support abortion.  It's not like there are only two islands and you have to choose to swim to one or the other, and then be forced to obey all the rules of your conservative or liberal island. Let's give ourselves a little more credit than that, we are humans with complicated emotions, beliefs, thoughts, and feelings, all based on our experiences, background, culture, religion etc.

I think our differences are pretty cool and it makes this country pretty GREAT.  In my opinion, it does not have to be "great again", because one person's idea of "great" doesn't have to be someone else's idea of 'great', that incongruity truly is freedom, and freedom is great.

Anyway, my main goal of this post was to break down the fundamental differences between the two big political parties in the US: Republican & Democrat. I would like to leave those big social topics out of this one because let's just focus on fundamentals:



History of the Democratic Party: 
So turns out "Democrats" used to support slavery, who knew?

In 1792 (keep in mind America won its independence in 1783), everyone was losing their shit over a guy named Thomas Jefferson and a few other guys like George Washington. For people who really, loved Thomas Jefferson, they actually called themselves Jeffersonians.  Why did they love Jefferson?  Because TJ was, despite being unbelievably loaded himself, a man of the "working class" or at that time, anti-aristocrat.

Things started to get even dicier on the eve of the Civil War; southern democrats believed that slavery should continue to be a thing in any new American territory.  Republicans, like Abraham Lincoln, disagreed with slavery expansion.
When Republican Abe Lincoln won the presidency, Democrats were pissed.  The Democratic Party identified itself as the "white man's party" and demonized the Republican Party as being "Negro dominated."
What we think of as the Democratic Party did not emerge until after the Great Depression. This was a really bad time in America and the party, which has claimed to always be "for the everyday people," wanted to get laborers back to work, and organized labor led to unions, which is the idea that the government should have more of a role in peoples' day-to-day lives ... like maybe one-day healthcare, or marriage or education... see where I am going here?


History of the Republican Party: 
Republicans Punished the South after the Civil War

The Republican Party was formed in 1834 (almost 100 years after the Democrats). Originally called the Whig Party, the soon to be Republicans hated President Andrew Jackson (someone who does not deserve to be on the $20 bill, but that's another blog). The Republicans did not want the new territories like Kansas, Nebraska to allow slavery. 
Then the Civil War comes along with the Republican Party being anti-slavery, they banded together behind their Republican President Lincoln. After Lincoln's assassination and winning the war, the Republican north punished the south with a Republican filled Congress for years to ensure the "south could not rise again," and in my opinion, the southern states never fully recovered economically/psychologically.

The Republicans we think of today did not truly emerge until after WWII with the election of Dwight Eisenhower, and the threat of Communism. Eisenhower was a Republican, but a centrist, who signed the civil rights acts of 1957 & 1960 and increased the minimum wage. However, as a war hero, he was wary of a war against Communism.

The southern whites had been mumbling about integration, especially now that the military was fully integrated post WWII, and these guys were favoring a party that was pro-states' rights.  They did not like the idea of the Feds telling their states what to do - but at the same time, wanted a strong military.. just in case right? Hence Nixon, and then the charismatic and charming Ronald Reagan who really gave a modern yet, conservative voice to the party.

The Republican party made a slow shift from its founders, as did the Democratic party; both have flip-flopped their views on governments regulation: Today's Republicans would prefer states to make decisions mostly on their own, while Democrats believe the federal government should play a large role to keep the country unified.  Republicans believe in low taxes or a flat tax rate, and businesses and individuals should be stimulating the economy via a free market, Democrats believe that higher-earners should be taxed at higher rate, and a healthy economy needs government's support.



Comparison Chart

Wednesday, September 20, 2017

Finance 102: Credit Score

What is a Credit Score anyway? Damn you Equifax!

  • I realized I wrote an entire segment on getting a credit card, and even mentioned credit score... but did not explain it. 
  • Also, if you are abreast of current events, you may have heard that one of the big 3 credit agencies, Equifax really screwed the pooch. 143 million pooches.


1. What is a Credit Score?
Well there are these things called credit reports, these reports keep track of:
  • Payment history
  • Total amount owed
  • Length of credit history
  • Types of credit
  • New credit
In a nutshell, did you pay back your debt on time? This could mean student loans, cards, anything where you have accrued debt. 

From these reports, you get a Credit Score, calculated similar to how you'd get a GPA.

2. Who Does All This?
The big three: Experian, Transunion and Equifax

  • These are United States credit agencies that do our credit reporting
  • Do they all calculate it exactly the same? No, but, pretty much

3. What is a "Good Score"?
  • Excellent: 750 and above
  • Good: 700 to 749
  • Fair: 650 to 699
  • Poor: 550 to 649
  • Bad: 550 and below

4.  What Happened with Equifax?
  • One of the big three, Equifax, was hacked in July 2017 potentially exposing the data of 143 million Americans. Yes, the people who have your entire history, were hacked- 
  • Equifax has not be clear about next steps and isn't giving much consumers to go on
    • Best Advice: call each of the big 3 and ask them TO FREEZE YOUR CREDIT
      • Freezing your credit will ensure that someone with your stolen information can't take out a loan or get a mortgage in your name (or any other crazy shit!)


5. How do I get my Credit Score?

  • You can request a free credit report from the big three once per year


Questions? Please comment.

Wednesday, September 13, 2017

Food & Wine 101: Pretending You're a Sommelier

Food & Wine: 101: Easy Food + Wine Pairing Tricks that Make You Look Good

Imagine you are on a Tinder date, the waiter brings over the wine menu, your date says something casually such as "oh I never know what to order..." Shwing Shwing - You're about to lay down some vino knowledge...

I am definitely one of those people who orders wine, and when the waiter returns with the bottle, pouring a taste into my glass, I sit there and pretend like I know what I just ordered. I lift my glass slightly, sip, bash my eyelashes a little, and say "oh yes, that will do." But in reality, I just want some damn wine.

However, in my 30 something years, I have overheard people smarter than I, lay down some excellent advice on easy wine pairing tips. I have also done a little research of my own:

Trick #1 - Match the Wine Color to your Food's Color

You can use this trick especially if you know what food you are ordering or making in advance. For instance, the darker or richer the color of your food, color match the wine with a dark red like a full bodied Cabernet or a Sirah.
  • Reds: Red Bolognese Sauce, Steaks, Lasagna, Stews
  • Whites: Chicken, Mac & Cheese (and other white pasta), Pizza and of course the ultimate adulting food Grilled Cheese!
  • Light Reds / Rose: Pork Chops, Tuna Steak, Salami/Proscuitto

Having a salad? White wines have a tinge of green as well - but you can also use the accent colors in salads to help you - heirloom tomato salads have reds and pinks, Cobb salads have white chicken and cheese etc.

Trick #2 - Sauce!

Most meals have some sauce on the side - so you can use that as a queue to wine selection as well. Sauces like ketchup have the main ingredient of vinegar, which is acidic/salty, and because white wines are very acidic, you may want to counter the taste with a darker red -

  • Mayonnaise - a light sauce, can be better balanced with a zesty white! (maybe a Pinot Gris)
  • Soy Sauce - super salty, pair with a sweet wine
  • Ranch - tangy but mellow, goes well with a Chardonnay white
Basically, judge the level of acidity in the sauce, then choose a wine that counter-balances that acidity.

Trick #3 - Know Your Geography
This is a last resort trick, but can help you if you need to make a decision rather quickly 
Use the food's country of origin, look at the wine menu and try to match up.

  • Italian Food like lasagna? Pick an Italian wine
  • Cheese Plate? Choose a French wine
  • Hamburgers & Fries? California Red will do just fine!




And that's it! Reminder: these tricks are just that, shortcuts in a jam. 
For more sophistication check out winefolly.com or other serious food blogs :)

Please feel free to comment! 



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